Dhariwal Securities Private Limited
Author
1. Chasing last year's top performer. A fund that topped the charts last year may not repeat that performance. Past returns are one data point, not a promise.
2. Stopping SIPs when markets fall. Market dips are exactly when a SIP buys more units at a lower price. Pausing during a downturn often works against the strategy's own purpose.
3. Ignoring the investment horizon. Putting short-term money into equity funds — or long-term money into low-growth options — mismatches risk with your actual timeline.
4. Not diversifying across fund categories. Owning five funds that all invest in a similar way isn't real diversification.
5. Skipping the fine print. Exit loads, expense ratios, and lock-in periods all affect your actual returns — they're worth understanding before you invest, not after.
Disclaimer: This article is for informational purposes only and should not be construed as financial guidance. Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing.